Barclays Tiered Savings
4.4
4.4
MoneyAtlas
Rating
Pros
High APY for large balances: Offers a 3.90% APY and 4.10% APY for deposits over $250,000
No minimum balance requirement: Account can be opened and maintained with any amount
Unlimited withdrawals: No cap on the number of monthly transactions
Cons
Steep balance tiers: Requires $250,000 or more to earn the highest APY
Limited withdrawal options: Restricted to electronic transfers only, with no ATM access or in-person cash withdrawals